15th June 2023

• Application Form (click to download)
• Latest salary slip
• Last six (6) month’s bank statement
• Identity proof : PAN
• Address proof: Passport / electricity bill or driving license
• Rent Agreement (if applicable)

The premium for insurance policies will be deducted from the loan amount at the time of disbursal.  Prescribed service tax and applicable surcharge / cess will be charged extra.

How do I pay my EMIs?

Your monthly EMI’s will be deducted from your bank account where salary is credited on a fixed date as per your NACH mandate.

Can I make part – prepayment towards my Personal Loan? Will any charge be applicable?

Yes, you can make a part-prepayment towards your Personal Loan. Charges will be levied as per the rates and penalties mentioned in the sanction / welcome letter.

Can I foreclose my Personal Loan? Will there be any charge for the foreclosure?

Yes, you can foreclose your Personal Loan. Before we process a foreclosure, all outstanding dues must be cleared.  So we request you to first check for and clear any remaining amount that may be payable towards your Personal Loan by requesting a foreclosure statement.

Once all outstanding dues have been cleared, you need to submit a foreclosure request and we will begin processing your request.

Foreclosure charges will be levied as per the rates and penalties mentioned in your sanction / welcome letter.

What tenures are allowed for the Loan?

The Loan tenures are between 12 months to 60 months.

Can I Add a Co-applicant?

Yes, a co-applicant can be added in order to get a better credit score and avail of a larger loan amount.