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Testimonials

SMC has offices throughout India, so we can reach clients efficiently practically anywhere.
Our personalized service and streamlined documentation gets your product to you faster.

Mr. Arvind Pal

Testimonials
SMC has offices throughout India, so we can reach clients efficiently practically anywhere.
Our personalized service and streamlined documentation gets your product to you faster.
Mr. Arvind Pal
Home > Micro Loan Against Property

Micro Loan Against Property

SMC Finance brings the trust and expertise of the SMC Group into the world of financial services.  In our product offerings, we are pleased to present Loans against property.  With attractive interest rates, transparency in dealings, quick disbursement and minimal paper work, it’s our way of taking you a step closer towards fulfilling your dreams come true.

 

The multi-purpose loan put funds at your disposal to use as per your need.  What’s more, this loan is available at a reasonable rate and can be repaid comfortably over 15 years time.

 

Features

  • For your business or personal needs.
  • Property can be residential or commercial.
  • Fixed rate of interest
  • Flexible loan offerings – EMI based loan
  • Overdraft facility available

 

Benefits

  • Attractive rate of interest
  • Hassle-free documentation process
  • Quick turn-around time
  • Professional and transparent approach
  • Part payment facility also available.
 
 
 
For more information
please write to us at
response@smcfinance.com



 

 

 

 

                                                       

                                                                Coming soon

 

31st May 2024

1. Standard Application Form
2. Passport size photograph
3. Basic KYC Documents for individual Applicant(s), Co-applicant(s) and Guarantor(s)
4. Minimum Business Vintage / Minimum Experience Proof
5. Income Source documents:

  • Proprietorship Firm/ Partnership firm / Self Employed Individual, Applicant and/ Or Co-applicant(s):
    • Latest 2 years ITR, Computation of Income, P&L and Balance sheet of entity and individuals (if applicable). Mandatory for Partnership firms
    • GST of latest 12 months (if applicable). 
    • Latest 12 months Bank Statements of entity and individuals. Savings A/c, Current A/c, CC A/c & OD A/c is accepted. 
  • Cash Salaried Co-applicant(s):
    • Not more than 1 month old Cash Salary Certificate
    • Latest 12 months’ Bank statements of co-applicant(s)
  • Bank Salaried Co-applicants(s):
    • Latest 3 months’ salary slip
    • Latest 6 months’ salary reflecting Bank statements of co-applicant(s)
  • Other Documents:
    • Rent agreement must be notarized. 
    • Rental agreement needs to be mandatorily at least 3 months old.
    • Ownership proof of rented premises

6. Repayment track records / SOA of existing loans.
7. Copy of property papers to be mortgaged
8. Loan Agreement.

 




 

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coming soon

 

For Salaried > Micro Loan Against Property    
 
EMI
CALCULATOR
 
WANT US TO
CALL YOU?
 
NEED A
LOAN
For more information
please write to us at
response@smcfinance.com



img1
Micro Loan Against Property

SMC Finance brings the trust and expertise of the SMC Group into the world of financial services.  In our product offerings, we are pleased to present Loans against property.  With attractive interest rates, transparency in dealings, quick disbursement and minimal paper work, it’s our way of taking you a step closer towards fulfilling your dreams come true.

 

The multi-purpose loan put funds at your disposal to use as per your need.  What’s more, this loan is available at a reasonable rate and can be repaid comfortably over 15 years time.

 

Testimonials

SMC has offices throughout India, so we can reach clients efficiently practically anywhere.
Our personalized service and streamlined documentation gets your product to you faster.

Mr. Arvind Pal

Testimonials
SMC has offices throughout India, so we can reach clients efficiently practically anywhere.
Our personalized service and streamlined documentation gets your product to you faster.
Mr. Arvind Pal
Features

 

Benefits
 

 


 

 

ELIGIBILITY

 

Coming soon

 

SERVICE CHARGES


DOCUMENTATION

1. Standard Application Form
2. Passport size photograph
3. Basic KYC Documents for individual Applicant(s), Co-applicant(s) and Guarantor(s)
4. Minimum Business Vintage / Minimum Experience Proof
5. Income Source documents:

  • Proprietorship Firm/ Partnership firm / Self Employed Individual, Applicant and/ Or Co-applicant(s):
    • Latest 2 years ITR, Computation of Income, P&L and Balance sheet of entity and individuals (if applicable). Mandatory for Partnership firms
    • GST of latest 12 months (if applicable). 
    • Latest 12 months Bank Statements of entity and individuals. Savings A/c, Current A/c, CC A/c & OD A/c is accepted. 
  • Cash Salaried Co-applicant(s):
    • Not more than 1 month old Cash Salary Certificate
    • Latest 12 months’ Bank statements of co-applicant(s)
  • Bank Salaried Co-applicants(s):
    • Latest 3 months’ salary slip
    • Latest 6 months’ salary reflecting Bank statements of co-applicant(s)
  • Other Documents:
    • Rent agreement must be notarized. 
    • Rental agreement needs to be mandatorily at least 3 months old.
    • Ownership proof of rented premises

6. Repayment track records / SOA of existing loans.
7. Copy of property papers to be mortgaged
8. Loan Agreement.

 

TERMS & CONDITIONS




 

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FAQS




 

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